Industries/Insurance

Contents claims, identified and valued from the photograph the policyholder already took.

A contents claim begins with photographs and ends with a spreadsheet, and the distance between the two is where cost, delay and dispute live. Vendidit applies photographic identification and valuation directly to the claim, and manages salvage disposition on the same record.

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Insurance · four applications

01Contents identification and valuation↓02Schedule reconciliation↓03Salvage and subrogation↓04Catastrophe response↓

IdentificationTracking and verificationRouting and dispositionWarehouse operationsCommerce and channel execution

Recommended productclaimleo.

The evidence in a contents claim is a photograph. The process treats it as an attachment.

Adjusters identify items by hand, value them by search, and reconcile them against a schedule that the policyholder typed. Salvage is handled after the fact, by a separate vendor, on a separate record.

The platform identifies each item from the image, returns a condition and a valuation with its basis, and carries the record through to salvage disposition so the claim and the recovery are one process.

Where the technology changes the work

Four applications.

Contents identification and valuation

Each photographed item is identified, its condition assessed and a valuation returned with the basis for it, at the pace the claim demands.

Schedule reconciliation

The policyholder's schedule is matched to the photographic record, so discrepancies surface at the start of the claim rather than at the end.

Salvage and subrogation

Items the carrier takes title to are valued and routed to the recovery channel with the best outcome, with the record intact.

Catastrophe response

The same method at volume, with field captures from any device feeding the claim file directly.

What we optimize for

Stakeholders and outcomes.

#StakeholderOutcomeWhat changesCapability

Claims leadership

Cycle time and severity, both down

→Identification and valuation at intake

Identify

Field adjuster

Fewer hours per claim

→The photograph does the first pass

Identify

Salvage and recovery

Recovery on every eligible item

→Disposition on the claim record

Route

Compliance

A defensible valuation basis

→The basis is recorded with the value

Identify

Capability names the platform function that delivers the changeAll five capabilities →

Sources, platform, decisions.

Sources

Policyholder and adjuster photographs

Claim schedules

Claims and policy systems of record

→

Platform

Identification

Condition and valuation

Custody, events and verification

→

Decisions

Settle, repair or replace

Salvage and subrogation

Reserve and severity

Deployment

ClaimLeo is deployed in an environment built for regulated insurance data, on Amazon Web Services. Deployment terms are set with the carrier.

See Security and trust for deployment detail.

Security and trust →

Past performance

Insurance engagement. Contents claims valuation on the platform for a regulated carrier.

Case studies →

Adjacent sectors.

ClaimLeo Retail Asset Intelligence

Discuss your requirements with our team.

Our solutions architects work directly with carriers, adjusters and their delivery partners.

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